Our lawyers understand that situations out of your control can make it challenging to keep up with your financial obligations. Unemployment, divorce or an illness can rob you of every last penny. When the repo man comes looking for your car or truck, suddenly, a difficult situation gets a lot worse.
When we file Chapter 7 or Chapter 13 bankruptcy for you, the automatic stay goes into effect, which stops the repossession of your vehicle. Additionally, it will stop creditor harassment and any foreclosure or garnishment actions. If your car has already been repossessed, in many cases we may be able to help you get it back.
When you come into our office for your free consultation, we will take the time to understand your financial situation and goals. If you are past due on your auto loan payments and you would like to keep your car, we can help you devise a plan to protect your assets. We will explain all of the options that are available to you and recommend a solution that will meet your unique needs.